As I stood in my kitchen, the sweet aroma of caramel drifted through the air, whisking me away to a cozy café moment. This Biscoff Banana Pudding with Caramel is a delightful no-bake dessert that effortlessly combines creamy indulgence with a crunchy twist. Perfect for those evenings when you crave a soothing treat but don’t have time for complicated recipes, it comes together in just 30 minutes! With layers of ripe bananas and the spiced goodness of Biscoff cookies, every spoonful offers a satisfying mix of textures and flavors. Plus, it’s a beginner-friendly dish that even your kids can help with! Ready to elevate your dessert game and impress your loved ones? Let’s dive in!

Why is this dessert so irresistible?
Simplicity: This no-bake pudding comes together in just 30 minutes, perfect for busy weeknights or spontaneous gatherings.
Luscious Layers: Each bite features silky pudding, sweet bananas, and crunchy Biscoff cookies, creating a delightful textural contrast.
Crowd-Pleasing Flavor: The warm spices of Biscoff and rich caramel sauce make this a dessert that everyone will love.
Versatile: Feel free to customize with different fruits or cookie varieties for a personal touch. If you’re a fan of quick, indulgent treats, check out my Moist Banana Bread or Strawberry Cream Cheesecake.
Impressive Presentation: Layer it up in a trifle dish or elegant glasses for a stunning dessert centerpiece!
Biscoff Banana Pudding Ingredients
For the Pudding
- Cold Milk – Provides the necessary liquid base for the pudding mixture, creating a smooth custard texture. Substitute with almond milk for a dairy-free option.
- Instant Vanilla Pudding Mix – Forms the pudding base, thickening the milk into a creamy layer without cooking. Can be replaced with chocolate or butterscotch pudding mix.
- Sweetened Condensed Milk – Adds rich sweetness and a velvety mouthfeel. Can be substituted with a lightened version of condensed milk or evaporated milk for a lower calorie count.
- Cream Cheese – Contributes creaminess and tang, enhancing the pudding’s richness. Low-fat cream cheese can be used as a healthier alternative.
- Vanilla Extract – Lifts the overall flavor, adding warmth and depth. No substitute necessary, but you can use vanilla bean paste for a more intense flavor.
- Frozen Whipped Topping – Lightens the pudding, making it airy and fluffy. Homemade whipped cream can be used as a substitute.
For the Layers
- Biscoff Cookies – Provide a spiced crunch that complements the softer pudding layers. Can be swapped with another crunchy cookie like ginger snaps.
- Ripe Bananas – Adds natural sweetness and moisture. Substitute with fresh strawberries or another soft fruit if desired.
For the Finishing Touch
- Caramel Sauce – Drizzle adds a decadent finish and ties all flavors together. Use homemade caramel for a more sophisticated touch or salted caramel for a twist.
Step‑by‑Step Instructions for Biscoff Banana Pudding with Caramel
Step 1: Prepare the Pudding Base
In a large mixing bowl, whisk together 2 cups of cold milk and 1 package of instant vanilla pudding mix. Continue whisking for about 2 minutes until fully combined and starting to thicken; it should be smooth and creamy. Set aside to thicken while you move on to the next step.
Step 2: Create the Cream Cheese Mixture
In a separate bowl, beat 8 ounces of softened cream cheese using an electric mixer until smooth and free of lumps, about 1-2 minutes. Gradually add in one can of sweetened condensed milk and 1 teaspoon of vanilla extract, mixing until the mixture is silky. This adds a rich creaminess to your Biscoff Banana Pudding with Caramel.
Step 3: Combine the Mixtures
Gently fold the cream cheese mixture into the pudding base using a spatula. Continue folding carefully until no lumps remain and the combined mixture is smooth and uniform. This step is crucial for a perfect texture, so take your time to ensure even distribution without overmixing.
Step 4: Incorporate the Whipped Topping
Next, fold in 8 ounces of thawed frozen whipped topping until the mixture is light and airy, about 1-2 minutes of gentle folding. This will give your Biscoff Banana Pudding a delightful, fluffy consistency. Be gentle to keep the volume of the whipped topping intact for the best texture.
Step 5: Layer the Biscoff Cookies
In a large trifle dish or serving bowl, layer the bottom with about 1 cup of crushed Biscoff cookies. Spread them evenly to create a solid base, which will provide a wonderful crunchy texture that contrasts beautifully with the creamy layers above.
Step 6: Add the Fresh Bananas
Evenly distribute sliced bananas over the layer of Biscoff cookies, covering them completely. Aim for a single layer of banana slices to enhance the freshness in your Biscoff Banana Pudding with Caramel while ensuring every bite is deliciously sweet.
Step 7: Spoon on the Pudding Mixture
Using a spatula, carefully spoon the prepared pudding mixture over the banana layer. Spread it evenly to cover the bananas fully, creating a seamless and luscious layer. This is where the magic begins, as each spoonful will be a delightful surprise of flavor and texture.
Step 8: Drizzle the Caramel Sauce
Drizzle a generous amount of caramel sauce over the pudding layer, letting it cascade down for visual appeal. Aim for an even coat; this rich topping will enhance the taste of your Biscoff Banana Pudding and make it even more indulgent.
Step 9: Repeat the Layering Process
Continue layering with another round of crushed Biscoff cookies, bananas, and pudding mixture. Repeat until all ingredients are used, finishing with a final layer of pudding. Top this layer with more caramel drizzle to create an enticing look that promises decadence.
Step 10: Chill to Perfection
Cover the dish with plastic wrap and refrigerate for at least 4 hours, ideally overnight. Chilling allows the layers of Biscoff Banana Pudding with Caramel to meld together, enhancing the flavors and achieving the best texture for serving.
Step 11: Final Touches Before Serving
Just before serving, remove the pudding from the refrigerator and garnish with cookie crumbs and an extra drizzle of caramel sauce on top. This adds visual flair and a delightful crunch for your guests, elevating your impressive dessert to its full potential.

Expert Tips for Biscoff Banana Pudding
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Softened Cream Cheese: Ensure your cream cheese is at room temperature for smooth mixing. Cold cream cheese can create lumps, affecting your Biscoff Banana Pudding’s texture.
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Chill Time: Allow at least 4 hours for the pudding to set; overnight chilling is best for deep flavor and a better texture. Rushing this step can lead to a runny consistency.
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Layering Technique: Layer carefully to avoid mixing the cookie and banana layers. Each layer should be distinct, enhancing the dessert’s visual appeal and flavor experience.
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Garnish for Elegance: Just before serving, top your pudding with crushed Biscoff cookies and an extra drizzle of caramel. This not only boosts flavor but also elevates the presentation.
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Flexible Ingredients: Don’t hesitate to customize! Experiment with different flavors of pudding or fruits, but remember to keep the balance of textures for the best Biscoff Banana Pudding experience.
How to Store and Freeze Biscoff Banana Pudding with Caramel
Fridge: Keep your Biscoff Banana Pudding covered tightly in an airtight container for up to 4 days. This ensures it maintains its delicious flavor and prevents it from absorbing odors.
Freezer: It’s not recommended to freeze this dessert due to the bananas and creamy texture, which may not hold up well after thawing. Enjoy it fresh!
Make-Ahead: You can prepare the pudding layers a day in advance and assemble it just before serving. This allows flavors to meld beautifully while maintaining the cookie’s crunch.
Reheating: As this is a chilled dessert, there’s no reheating necessary. Simply scoop out your desired portion and savor every creamy, crunchy bite!
Biscoff Banana Pudding with Caramel Variations
Feel free to get creative with this delightful recipe; there’s always room for your personal touch!
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Chocolate Twist: Substitute vanilla pudding with chocolate pudding mix for a rich and indulgent variation. The chocolate pairs beautifully with bananas and caramel.
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Nutty Crunch: Add chopped walnuts or pecans between the layers for a delightful crunch. The added nuttiness complements the creamy pudding and cookies wonderfully.
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Fruit Fusion: Swap the ripe bananas for fresh strawberries or raspberries. The bright flavor of berries adds a refreshing contrast to the creamy layers.
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Spiced Layering: Mix in a dash of cinnamon or nutmeg with your pudding base for added warmth. This subtle spice uplifts the flavor profile and adds depth to the dessert.
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Dairy-Free Delight: Use almond milk and dairy-free whipped topping for a vegan version. You can still enjoy the creamy texture without the dairy!
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Gourmet Caramel: Replace regular caramel sauce with salted caramel or whiskey caramel for an upscale twist. This little change adds a gourmet flair to your pudding.
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Layered Presentation: Serve in individual glasses for an elegant touch, or create a parfait-style dessert with alternating layers for visual appeal. Each layer will be a delightful surprise!
For more sweet indulgences, consider trying my Luscious Banana Chocolate Plumcake or a slice of Strawberry Cream Cheesecake.
What to Serve with Biscoff Banana Pudding with Caramel
Looking to create a memorable meal to complement your indulgent dessert?
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Creamy Mashed Potatoes: Their velvety texture balances the sweetness of the pudding, providing a comforting side dish.
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Grilled Chicken: A light, herb-marinated chicken pairs beautifully, adding protein without overwhelming the dessert’s flavors.
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Spinach Salad: Fresh spinach with a tangy vinaigrette offers a refreshing contrast to the rich pudding, brightening your plate.
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Chocolate Chip Cookies: For a doubly sweet experience, these classic cookies mirror the cookie crunch in your pudding while satisfying any chocolate lover.
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Iced Coffee: The rich, bold flavors of iced coffee create a delightful contrast, especially if you enjoy a caffeine kick with dessert.
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Fruit Tart: This light, fruity dessert can be a lovely finish, complementing the banana flavors while providing a vibrant presentation.
With these combinations, your Biscoff Banana Pudding with Caramel will shine even brighter on the table!
Make Ahead Options
These Biscoff Banana Pudding with Caramel layers are perfect for meal prep! You can prepare the pudding base and layer the cookies and bananas up to 24 hours in advance, keeping them fresh and delicious. To do this, follow the first seven steps and layer everything in your trifle dish, but skip the final covering with whipped topping and caramel sauce until just before serving. When ready to enjoy, simply fold in the whipped topping and drizzle with caramel; this ensures a fluffy texture and prevents sogginess. Your no-bake dessert will be just as delicious, making busy weeknights a little sweeter!

Biscoff Banana Pudding with Caramel Recipe FAQs
How do I select ripe bananas for the pudding?
Choosing ripe bananas is essential as they provide the sweetness and moisture needed for your Biscoff Banana Pudding with Caramel. Look for bananas with a slightly speckled yellow skin; these are optimally sweet. Avoid bananas with dark spots all over, as they may be overripe and mushy.
What’s the best way to store leftover Biscoff Banana Pudding?
To store your Biscoff Banana Pudding, cover it tightly with plastic wrap or transfer it to an airtight container. It will stay fresh in the refrigerator for up to 4 days. Keeping it sealed will help prevent it from picking up any odors from your fridge.
Can I freeze Biscoff Banana Pudding?
Unfortunately, I don’t recommend freezing Biscoff Banana Pudding due to the bananas and creamy textures. Freezing can alter the consistency, resulting in a mushy mess upon thawing. To enjoy it at its best, focus on making it fresh and consuming it within 4 days!
What should I do if my pudding doesn’t thicken properly?
If your pudding mixture isn’t thickening, check that you used instant pudding mix, not the cooked type. Make sure to whisk the milk and pudding mix together thoroughly for at least 2 minutes. If it’s still runny, give it a bit more time to set while being covered in the refrigerator for about 30 minutes.
Can I make this recipe dairy-free?
Absolutely! For a dairy-free version of the Biscoff Banana Pudding, substitute regular milk with almond milk or coconut milk and use dairy-free cream cheese and whipped topping. The pudding will still be indulgent and delicious, just without the dairy components.
Is it safe for pets to consume any ingredients from this recipe?
While ripe bananas are safe for dogs in moderation, ingredients like Biscoff cookies, cream cheese, and caramel sauce may not be suitable due to sugar and artificial ingredients. It’s best to keep this dessert for human enjoyment only!

Biscoff Banana Pudding with Caramel: A Heavenly No-Bake Treat
Ingredients
Equipment
Method
- In a large mixing bowl, whisk together 2 cups of cold milk and 1 package of instant vanilla pudding mix for about 2 minutes until thickened. Set aside.
- In a separate bowl, beat 8 ounces of softened cream cheese until smooth, then mix in 1 can of sweetened condensed milk and 1 teaspoon of vanilla extract.
- Gently fold the cream cheese mixture into the pudding base until smooth and uniform.
- Fold in 8 ounces of thawed frozen whipped topping until the mixture is light and airy.
- In a large dish, layer 1 cup of crushed Biscoff cookies to create a solid base.
- Evenly distribute sliced bananas over the Biscoff cookie layer.
- Carefully spoon the pudding mixture over the banana layer, spreading evenly.
- Drizzle caramel sauce over the pudding layer.
- Continue layering with crushed Biscoff cookies, bananas, and pudding, finishing with a layer of pudding topped with caramel drizzle.
- Cover and refrigerate for at least 4 hours, preferably overnight.
- Before serving, garnish with cookie crumbs and an extra drizzle of caramel sauce.

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